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How Planning Helps Reduce Risks for Your Business | SERVPRO® of East Honolulu
12/21/2019 (Permalink)
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Managing your time investments properly is one of the most important aspects of strategic business ownership, but one area where most business owners could stand to invest more time is in their disaster preparedness efforts.
Natural disasters are happening more often than ever before, and while some areas of the country might be more vulnerable, they can occur anywhere and it is important for business owners to have a plan.
Preparing for a natural disaster involves planning both for the occurrence of the event and what to do in the aftermath to resume operations as quickly as possible. By knowing the details about your insurance coverage, creating an emergency plan and understanding how to get your property restored, you can ensure you are prepared for whatever nature sends your way.
1. Double-Check Your Insurance
While business insurance is a must for small business owners, not all insurances will cover the same amount of damages after a disaster. Extremely damaging events such as flooding are often not provisioned for in standard insurance policies and require supplemental commercial coverage in order for businesses to be protected.
2. Create Your Action Plan
When a disaster is imminent, those affected often have only minutes in order to evacuate and get to a safer area. For this reason, having an emergency action plan for how you will respond if your business is in immediate danger is quite helpful, as you will not be wasting time deciding what needs to be done. Make sure you determine evacuation procedures, what emergency supplies to take and make copies of all important documents that might need to be salvaged.
3. Rehearse Drills and Prepare Staff
Preparing your employees for a disaster scenario will help everyone stay safe and limit your liability when an emergency occurs. Come up with different, likely scenarios to practice workplace safety drills so it is clear how to proceed when a natural disaster is on the way.
4. Choose a Restoration Company to Work With
In the aftermath of a natural disaster, recovering quickly is one of the most important things for businesses, as a lapse in operations can be devastating for financial security. For this reason, choosing your preferred restoration company well in advance is advised. By doing this, you can call immediately to have your restoration begun and work to reopen as quickly as possible.
If you need to pick a commercial restoration company that’s right for you, call us today! We can tell you all about what sets our process apart.